capitalism breeds so many predatory business practices. it's truly sad that so many humans accept these practices. it's even more sad that so many are willing to not only accept such practices, but continue to perpetuate them.
i fucked up & forgot to pay on a credit account. the fuckers got me for a $29 late charge. i can't complain about that, 'cause i know there are late charges. the problem is the general idea that this shit is an acceptable way to conduct business.
think about it, credit companies will only make money off of the fees they charge merchants, unless consumers carry a balance. the system is essentially set up to exploit your financial difficulties. financial agencies that do not charge the consumer an annual fee are clearly expecting to earn from the interest created by carrying a balance.
this is an amazingly perfectly legal business model for financial services in this society. i guess it's not as bad as insurance...
AIG anyone...
make like insurance isn't the sickest legal scam in existence...
PEACE
...be calm...
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